Startup Wise Guys have announced the 8 international startups that have been selected for Wise Guys Fintech 3 accelerator program in Vilnius, Lithuania. The batch was picked from over 200 applications. Together with OP Lab, the program is run in strategic partnership with Swedbank, Google Developers Launchpad and Sorainen, as well as ROCKIT as community partners.

The startup acceleration program will run from October 2019 till February 2020 at several Swedbank office locations in Vilnius. Selected startups will receive up to 50K EUR initial investment with follow-on possibility, modern office space and intense mentorship driven program. It will have two tracks: a longer program for startups that need to fine tune their product-market fit, and a shorter and more intense program to startups with monthly recurring revenue above 5K EUR.

Selected Fintechs:

Pre product-market fit

Costs (Ukraine) – Personal finance manager which helps control and manage cashflow to achieve savings goals.

Evoestate (Lithuania) – Real estate crowdfunding aggregator, which provides investment opportunities from over 15 platforms and makes cross-border investments hassle-free.

Haslle (Luxembourg) – Company payments and benefits management solution that enables teams to spend and be rewarded for saving money real time.

Loki (Turkey) – A cloud-based secure network platform that can be managed without any technical knowledge.

MANU (Lithuania) – develops behavioral AI funnel to help lender find quality borrowers early and save on loan origination.

Post product-market fit

Investory (Austria) –  Investor relation management platform for startups, investors and accelerators.

Lexyom (Lebanon) – Online marketplace aiming to simplify the legal experience through automation.​

Ondato (Lithuania) – White-labeled KYC process built according to the best practices on the market.


“Having run two B2B Fintech focused programs already, we see that one of the biggest challenges early stage Fintech startups face is the access to banks and other large enterprises that could become their first clients or help co-creating the perfect product. Building such relationships takes time and trust. Second challenge no doubt is everything related to regulations and licencing. We see strategic partnership with the largest banks in the region, Google and law firm Sorainen as an important shortcut for our startups. And we believe that this network of support will work both ways, as corporates can learn a lot from startups about lean approach and perseverance,”

Cristobal Alonso, Global CEO at Startup Wise Guys.


Both OP Lab and Swedbank will provide international mentors and potential pilot projects with the best fit new businesses from the accelerator.

Wise Guys Fintech 3 is the third Fintech focused program run by Startup Wise Guys accelerator and the second accelerator program run in Lithuania as a part of the “Financial instrument Accelerator Fund”, financed by European Regional Development Fund (ERDF)”. The first program for B2B SaaS startups was successfully completed in June, 2019 by 12 startups.