Deep dive into the Finnish market with OP!

Partner with us to build tomorrow’s innovative living sector services.

OP is the largest financial group in Finland, offering banking, insurance and wealth management services to nearly 5 million customers. OP is evolving into a multi-branch services company, one of the focus areas being living. We actively work with startups from all over the world with the aim of co-creating new products/services for the Finnish market. We mostly do this through our collaboration programs, where OP will offer startups funding, expertise, and streamlined access to the Finnish market.

We are looking for startups, which have developed and deployed inventive living products or services in the field of:

  • Property management, maintenance, renovation, housing
  • Owning and financing, personal financial planning and saving
  • Buying, selling, renting, marketing and brokering
  • Smart home solutions

The Program’s kick-off is a 4-day long Innovation Challenge that ends in a pitching day. The winning 3-4 startups will be invited to the Smart Living Startup Partnership Program starting in November 2017, where each startup can be granted up to 50, 000€

Apply For Innovation Challenge

In addition to plenty of Nordic fun, the Innovation Challenge can be broken down into 4 main elements:

Travel and accommodation expenses will be covered for up to 2000€ for teams coming from abroad.

Why partner with OP

We are the largest bank and insurance company in Finland with nearly 5 million customers. We are evolving from a Financial services group to a diversified services company. OP Lab is the smaller brain-child of OP Financial Group, aimed at accelerating, transformation, boosting growth, and preparing for disruption.

We want to be the change in the financial industry, not fall victim to disruption like many already have.

To bring you this extraordinary program, we’re teamed up with some pretty cool partners:


Startups, join us!

We want to collaborate with you to co-create ground-breaking solutions that can be brought directly to Finnish markets.

The Program is a 4-month intensive period for collaboration, including three boot camp weeks in Finland with mentoring sessions, networking events and having fun.

Within the program you’ll get access to:

  • Awesome mentors, including startup experts, industry advisers, key executives at OP Financial Group and our business partners
  • Hands-on business development and commercialization team dedicated to working with you
  • An inspiring office space where you can work side by side with other smart and talented founders and people at OP Lab who are developing our new growth businesses in true startup fashion
  • Our customers. We have over 4.5 million customers who use our services on a daily or a weekly basis
  • Grants up to 50 000€ to compensate your effort. (Actual sums will be agreed based on time and materials, minimum grant sum for startups who complete the entire 4-month program is €30 000)

Apply For Innovation Challenge

Contact us:

Anton Danielsen, OP
Tel. +358 41 533 5188

Kristian Luoma, OP
Tel. +358 40 709 6790

Miia Paavola, OP
Tel. +358 40 718 6504