Welcome to collaborate with OP Financial Group!

We are looking for startups, which have developed and deployed innovative Fintech products or services and that already have traction in the market.

OP Financial Group is the largest financial group in Finland, offering banking, insurance and wealth management services to nearly 5 million customers. OP is evolving into a multi-branch services company, with a strong financial area. OP will offer start-ups funding, expertise, and streamlined access to the Finnish market.


The Open Banking Startup Partnership Program:

We are looking for startups from areas of:

Personal Finance Management 

Solutions for enabling and empowering customers to manage finances and wealth, invest, manage loans, subscribe to insurance services


New payment service providers (PISPs), which allow payment initiation from payer’s bank account directly to an e-merchant, or other beneficiary

Solutions for SMBs

Services that help small and mid size businesses integrate easier with banks, provide access and visibility to payer’s account


The Program

The Program’s kick-off is a 4-day long Innovation Challenge that ends in a pitching day. The winning startups will be invited to the Open Banking Startup Partnership Program starting in March 2018, where each startup can get a grant up to 50 000€ and the possibility to launch a product together with OP to the Finnish market. The grants will be invoiced by the startup to OP Financial group.


We want to collaborate with startups to co-create groundbreaking solutions that can be brought directly to Finnish markets.

The Program is a 4-month intensive period for collaboration, including three boot camp weeks in Finland with mentoring sessions, networking events and having fun.

Within the program startups get access to:

  • Awesome mentors, including startup experts, industry advisers, key executives at OP Financial Group and our business partners
  • Hands-on business development and commercialization team dedicated to working with the startups
  • An inspiring office space where startups can work side by side with other smart and talented founders and people at OP Lab who are developing our new growth businesses with and like startups.
  • Our customers. We have over 4 million customers who use our services on a daily or a weekly basis.

Grants up to 50 000€ to compensate startups’ effort. Actual sums will be agreed based on time and materials.